Rising minimum deposits increase costs for people with low or fluctuating incomes. For some entrepreneurs, it means higher future social protection, but for others it represents an impact on cash flow and the risk that small businesses will cease to be viable.
Higher contributions need to be assessed simultaneously in terms of future pensions, solidarity in the system, tax fairness, and the difference between employees and self-employed people. Start-up entrepreneurs, side activities, and main activities with low margins require special attention, as the same minimum payment affects them very differently.
Are the minimum contributions of self-employed workers proportionate to their income and risks? To what extent will higher payments actually improve future pensions? Is the difference between employees and self-employed workers fair, or does it distort the labor market? And should there be a more sensitive regime for start-ups, side businesses, and low-income businesses?